CashFlow & Debtor Finance

Cashflow Finance

Businesses survive on Cash Flow. Even profitable businesses can face failure if they don't have adequate ongoing access to cash. There are many options available to a sound business and knowing the best mix can be very confusing. We will help you unlock the best combination of products to ensure your cash flow is maximised and explain simply the benefits and risks of each. From Bank overdrafts to Trade Finance facilities and Debtor/Invoice Finance (also known as Factoring) or Invoice Discounting, we can help find the right solution for you.

Lock Finance was established in 1889 and is wholly New Zealand owned and operated.

Debtor Finance and Invoice Discounting

With our close association with one of New Zealand's leading Cashflow finance companies, Lock Finance Ltd, ( we are able to provide access to a comprehensive suite of Invoice Finance products designed to put your money in your Bank account. By providing a credit line against the value of your outstanding receipts (from your customers), you will have ready access to cash to enable you to keep growing your business. Ask us about this highly effective financing solution and we'll let you know if it suits your business.

A short video (2 mins) to illustrate how Purchase Order Finance and Debtor Finance can work together to fund the Supply Chain